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Rates As Low As...
Account Rate
New Autos 5.95%
Used Autos 5.95%
Home Equity L.O.C. Intro 3.75%
VISA 12.95%
Subject to change
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Bay Area Youth Zone (B.A.Y.Z.)

Welcome to the ZONE!
B.A.Y.Z. — Bay Area Youth Zone — is a financial awareness program designed for teens ages 12 through 17.

We realize there is a lot to know when it comes to making sound financial decisions, and that's what B.A.Y.Z. is all about. B.A.Y.Z. provides financial facts for the real world and a chance to win awesome gift certificates!

B.A.Y.Z. accounts earn dividends based on the account balance. Dividends are paid quarterly. B.A.Y.Z. members must have a Social Security number and the account must be set up joint with an adult.

B.A.Y.Z. Benefits:
Welcome packet:
   Includes gift, membership card, passbook and
• ATM card*
Invitation to B.A.Y.Z. only events
*Adult joint owner must sign for ATM card.

Calling all Freshmen!
Graduating Seniors give great advice to freshmen... Read more.

Earn Extra Money!
Ideas for turning extra time into extra cash... Read more.


4202 Navarre Ave.
Oregon, Ohio 43616
419-698-2962 • 800-473-1937
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  © 2007 Bay Area Credit Union