eServicesLoansAccounts & ServicesRates & ResourcesContact UsHome Page

   
 
 
Rates As Low As...
Account Rate
New Auto 5.45.%
Used Auto 5.45%
Home Equity LOC Intro 3.95%
VISA 12.95%
Subject to change
View all rates
 


 
 
 

Loan Rates Effective 9/01/08

Type of Loan
Available Term
APR* as low as
New Vehicle    
Finance up to 100% of purchase price including tax and title. Fixed rate.
No prepayment penalty.
2007-2008 Vehicle Loans
Maximum 72 mo. term
5.45%
 
 Mo. installments of $16.32 per $1,000.
2007-2008 Vehicle Loans
Maximum 84 mo. term
6.45%
Mo. installments of $14.83 per $1,000.
     
Type of Loan
Available Term
APR* as low as
Pre-Owned (Used) Vehicle    
Loan amount subject to NADA value. Fixed rate. No prepayment penalty.
2006 Vehicle over $15,000
Maximum 72 mo. term
5.45%
 
Mo. installments of $16.32 per $1,000.
2003-2006 Vehicle
Up to 60 mo. term
5.45%
 
Mo. installments of $19.08 per $1,000.
2001-2002 Vehicle
Up to 48 mo. term
5.45%
 
Mo. installments of $23.24 per $1,000.
2000 and older Vehicle
We usually do not lend on vehicles older than 7 years.
 
Type of Loan
Available Term
APR* as low as
     
Type of Loan
Available Term
APR* as low as
Unsecured Loans
Unsecured Loans
Maximum 60 mo. term
9.75%
 
Mo. installments of $21.13 per $1,000.
     
Type of Loan
Available Term
APR* as low as
2005-2006 Motorcycle Loans
New Motorcycle
Maximum 60 mo. term
7.75%
 
Mo. installments of $20.17 per $1,000.
Pre-Owned Motorcycle
Maximum 36 mo. term
9.25%
 
Mo. installments of $31.93 per $1,000.
     
Type of Loan
Available Term
APR* as low as
New Boats, RVs, Travel Trailers, & Campers
Finance up to 100% of purchase price including tax &title. Fixed rate. No prepayment penalty.
$50,000 & over
Maximum 180 mo. term
6.99%
 
Mo. installments of $8.99 per $1000.
$20,000 & over
Maximum 144 mo. term
7.25%
 
Mo. installments of $10.43 per $1,000.
  Other rates & terms available
Type of Loan
APR* as low as
Real Estate Loans
6.50%

Current as-low-as rate 4.75%

Rates Change Daily.
Call 419-698-2962.
     
Type of Loan
Available Term
APR* as low as
Visa Card
VISA Classic

 

*Loan rates are based on Bay Area Credit Union's reflective pricing program. The rate you pay will be reflective of your credit history. Members with an excellent credit history will receive our very best rate. Members just starting to build their credit or members with past credit problems will receive rates consistent with their credit history. It is our goal to help as many members as possible obtain affordable credit. All rates are subject to change without notice. APR means Annual Percentage Rate. Additional loan types, including Share-Secured, are available. For more information call: 419-698-2962.

4202 Navarre Ave.
Oregon, Ohio 43616
419-698-2962 • 800-473-1937
View Office Hours
         

  © 2007 Bay Area Credit Union