Credit Cards
• Visa Classic Card
• Manage Your Visa with eZCardInfo
• Protect Your Card Online with Verified by VISA
• Lost or Stolen Card
• Transfer Your Balance to a Bay Area VISA
• Apply for a VISA Online
| Bay Area VISA Classic |
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| Annual percentage rate (APR) for purchases, cash advances, and balance transfers: |
12.95% |
| Other APRs: 30 Days Late: |
18.95% |
| Grace period for repayment of balances for purchase |
25 Days |
| Method of computing the balance for purchases |
Average Daily |
| Annual Fee |
None |
| Minimum finance charge |
None |
| Transaction fees |
None |
| Late payment fee ( 5 or more days) |
$29.00 |
| Over-the-limit fee |
$29.00 |
| Rate subject to change |
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| *Annual Percentage Rate is 12.95% APR unless payment is 30 days late - default rate is 18.95%APR. **Late pay is considered 5 or more days late. |
VISA Classic
Our VISA Classic carries a low interest rate, no annual fee, a 25-day grace priod, $250,000 Travel Accident Insuarance and Auto Rental & Collision Damage protection.
Online Account Access
You can also manage your Bay Area VISA Classic online at www.eZCardInfo.com.
eZCardInfo puts you in touch, 24 hours a day, seven days a week, with information and services that make your Bay Area VISA Classic more convenient and easier to manage than ever before.
• eZCardInfo features include:
• Account Summary Information
• Online Statement
• Downloadable Data
• Transaction and spending reports
•
And more
To use www.eZCardInfo.com, visit the website.
Transfer Your High Interest Debt to Bay Area & Save Money
Pay off high interest credit cards by transferring balances to your Bay Area Credit Union Classic VISA card. We'll be happy to handle the transfer for you.
Protect Your Visa Card Online
 Verified by Visa protects your existing Visa card with a personal password, giving you reassurance only you can use your Visa card online. Sign-up today.
Lost or Stolen Cards:
If your VISA card has been lost or stolen, call this toll-free number immediately:
1-800-997-4964
VISA Payment Mailing Address
FIS Remittance Center
P.O. Box 4519
Carol Stream, IL 60197-4519
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