Wealth Builder Savings Account

Bay Area Credit Union offers an exciting savings account that steps up to the challenge of fast growth. This account is designed to reward the regular saver with a very competitive dividend rate.

The Wealth Builder pays 4% apy quarterly on balances up to $3500*. One free annual withdrawal** permitted after the account balance reaches $1000.

* If the balance exceeds $3500, the account reverts to normal dividend rate structure on the entire balance.
**All other withdrawals have a $25 fee per instance.

How Your Savings are Insured
The National Credit Union Association, an agency of the federal government, insures your accounts to at least $250,000. This increase is effective October 3, 2008 - December 31, 2009. Additionally, Bay Area Credit Union provides up to an additional $250,000 of savings protection to each qualifying account through ESI. Learn more.