Pre-Owned Vehicles
Bay Area Credit Union will finance up to 100% of the NADA retail value of a pre-owned vehicle for qualified borrowers. This applies to vehicles 5 years old and newer. For vehicles 6 to 7 years old, Bay Area will finance up to 100% of the NADA trade value. Mechanical Repair Coverage and Guaranteed Auto Protection, GAP can also be added to the amount financed. If you are ready to purchase, APPLY NOW. Pre-approvals are also available to qualified buyers.

Pre-Approved Loans
At Bay Area Credit Union you can apply for your credit union loan before you select your vehicle. This gives you the ability to shop knowing your financing is already secured. Pre-approvals are also available for recreational vehicles, travel trailers, boats, and motorcycle purchases. APPLY NOW.

Move Your Loan to Bay Area
If you have a vehicle financed at another institution, consider moving it to Bay Area Credit Union. Our competitive rates and flexible terms could reduce your interest and/or lower your monthly payment and SAVE you money. To find out if moving your loan is beneficial to you, APPLY NOW.

BAY AREA AUTO LOAN AVAILABLE AT AREA DEALERSHIPS!

Did you know you could get your Bay Area Credit Union loan right at the auto dealership? That's right! You get the same great rates, and fast convenient service you've come to expect from your credit union. You can even sign the loan papers at the dealership. The program is available at participating area dealerships. Simply inform the dealer you are a member of Bay Area Credit Union, he'll take care of the rest. You'll be glad you did!

ONLINE LOAN APPLICATION

Auto Loan Rates

Calculate what's Best:

Take the Rebate and Finance your car HERE