• $500 per day transaction limit, or balance in account, whichever is less.
• $200 per day cash withdrawal limit, or balance in account, whichever is less.
• You can use your Debit/ATM card at any STAR machine across the country. You can also use your STAR ATM card at any ATM where you see the Alliance One logo and your transaction will be surcharge free.

Bay Area Credit Union provides a 24-hour drive-up ATM for your convenience. There is also a Bay Area ATM located at the BP Toledo Refinery. There is never a surcharge to use your Bay Area ATM card at either of our machines.

To report a lost or stolen MasterMoney Debit Card or STAR ATM card, call 1-800-523-4175.

Tips for Using your MasterMoney Debit Card

1. Keep track of your card.
   Your Debit Card is a direct link to your money. Know where your card is at all times.
2. Check your statements immediately.
   Know what you spent and where so you can spot discrepancies.
3. Sign your Debit Card as soon as you receive it.
4. Know what's in your wallet.
   Record card numbers, name of issuer and phone numbers of ALL cards in your wallet and keep it somewhere else.
5. Memorize your personal identification number, PIN.
   Don't write it down, give it out or carry in your wallet.
6. Be aware of your surroundings when using your card.
   Always shield the screen at an ATM or the merchant's counter.
7. Deduct your purchases from your checking account immediately.
   Keep your checking account balance up to date.
8. Protect your card from damage.
   Magnetic fields or excessive heat could deactivate the magnetic strip on your card.