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Mechanical Repair Coverage
Make worry-free driving a standard feature. Bay Area Credit Union offers low-cost Mechanical Repair Coverage. This coverage protects you against many of the costly repairs no longer covered by the manufacturer's warranty. Mechanical Repair Coverage is very much like the extended warranties offered by auto dealers, but generally at a much lower cost. This coverage is available for any eligible vehicle, new or pre-owned.
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Guaranteed Asset Protection G.A.P.
G.A.P. coverage provides protection against financial liability on your new or pre-owned vehicle in the event of a total loss. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured loss, your auto insurance will cover the replacement value. Nevertheless, you remain liable for the difference between the insurance settlement and your loan balance. G.A.P. coverage fills the void. For just a few dollars per month you can protect yourself from this kind of unexpected expense.
$225.00 G.A.P. Basic Protection
$275.00 G.A.P. Plus Protection (Includes $1000 down payment credit)
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Member's Choice Term Life
When you get a loan from Bay Area Credit Union, you not only get a loan rate that's a great value, but you can choose protection that's a great value as well. Member's Choice Term Life Insurance is a convenient, affordable way to reduce, or pay off, your covered loan in the event you were to pass away. The rates are affordable and the premiums can be added to your monthly loan payment.
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Member's Choice Credit Disability
Credit Disability coverage provides reassurance that, should you become disabled, your loan payments will continue to be made - even when the paychecks stop. This coverage can be added at the time you apply for the loan, or it can be added anytime during the life of the loan. The rates are affordable and the premiums can be included in your monthly loan payment. |
