|
| Regular Shares, First Mates and BAYZ Accounts: 06/30/2006 |
| $5-$4,999 |
.35% APY |
|
|
| $5,000 to $24,999 |
.40% APY |
|
|
| $25,000 and over |
.50% APY |
|
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|
|
| Business and Community Savings Accounts: 06/30/2006 Fees could reduce earnings |
| $5-$4,999 |
.35% APY |
|
|
| $5,000 to $24,999 |
.40% APY |
|
|
| $25,000 and over |
.50% APY |
|
|
|
|
|
|
| INTEREST Checking: 06/30/2006 Fees could reduce earnings |
.50% APY |
|
|
|
|
|
|
HIGH YIELD Checking
Rate set monthly 08/31/2006Fees could reduceearnings |
|
|
|
| Up to $10,000 |
1.10% APY |
|
|
| Over $10,000 |
1.50% APY |
|
|
|
|
|
|
Holiday Club Accounts
Rate set annually 9/30 |
.75% APY |
Rate paid 9/30/05 |
|
|
|
|
|
| Coverdell Education Savings Account: 06/30/2006 |
.75% APY |
|
| | |
 |
| Traditional and Roth IRAs: 06/30/2006 |
| $5-$4,999 |
.50% APY |
|
|
| $5,000 to $24,999 |
.80% APY |
|
|
| $25,000 and over |
1.00% APY |
|
|
|
|
|
|
Money Market Dividend Rates as of 09/01/2006
Fees could reduce earnings |
| Rates may change weekly |
| $2,500 to $9,999 |
1.55% APY |
|
|
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 and over |
2.40% APY
3.05% APY
3.55% APY
4.05% APY |
|
|
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|
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|
| Share Certificate Dividend Rates as of 09/06/2006 A penalty will be imposed for early withdrawal |
| $1000 Minimum Balance |
| 180-364 Days |
4.20% APY |
|
|
| 12 Months |
4.70% APY |
|
|
| 24 Months |
5.00% APY |
|
|
| 36 Months |
5.20% APY |
|
|
| 48 Months |
5.20% APY |
|
|
| 60 Months |
5.35% APY |
|
| | |
