Certificates

Certificates

If you are looking for a risk-free, fixed rate investment, Bay Area Credit Union offers competitive dividends and flexible terms of 6 months to 60 months on our Certificates.

Open one with a minimum deposit of $1,000 and start saving toward the future, today!

View our current rates.

Share Certificates
  • Competitive rates
  • Greater earnings than regular savings
  • Fixed rates guaranteed for length of term
  • Terms from 6 to 60 months
  • Dividends can be withdrawn or added to the certificate
  • Free It'sMe247 banking
  • Free mobile banking
  • Free eStatements
  • $1,000 minimum deposit to open
IRA Certificates

Regardless which type of IRA account you select, an IRA Share Certificate is an attractive investment option. Terms range from 6 months to 60 months.

  • Competitive rates
  • Greater earnings than regular savings
  • Fixed rates guaranteed for length of term
  • Terms from 6 to 60 months
  • Dividends can be withdrawn or added to the certificate
  • Free It'sMe247 banking
  • Free mobile banking
  • Free eStatements
  • $1,000 minimum deposit to open