Visa Credit Cards

Visa Credit Cards

ENJOY 0% APR* ON BALANCE TRANSFERS FOR 15 MONTHS WITH OUR VISA


Perfect time to make the switch to a smarter credit card — VISA!

  • NO over limit fee

  • NO inactivity fee

  • NO annual fee

View our video

Summary

FAQ on Chip Cards




DREAM NFL SEASON

YOUR DREAM NFL SEASON COULD COME TRUE


You could win amazing NFL prizes all season long by using Bay Area Credit Union Visa® credit card from 9/1/17 to 12/31/17, the more chances you have to win.

September - $5,000 Visa gift card for the ultimate NFL bash

October - Trip for two to the 2018 Pro Bowl and VIP Experience in Orlando

November - Trip for two to Super Bowl LII in Minneapolis

December - 2018-2019 NFL regular season tickets for two – you choose the team


Get a chance to win every time you pay with your Visa debit or credit card between September 1 and December 31, 2017.

*Annual percentage rate. A fee of 3% applies for each balance transferred. Rates and offers are current as of Oct. 1, 2017 to Feb. 28, 2018 and are subject to change. Subject to credit approval.





Bay Area VISA Classic

Annual percentage rate (APR) for purchases and cash advances
• APR for Balance Transfers:
12.95%
Other APRs: 60 Days Late:18.95%
Grace period for repayment of balances for purchase25 Days
Annual FeeNone
Minimum finance chargeNone
Transaction fees
• Foreign Transaction Fee
• Balance Transfer Fee
1.00% of each multiple currency transaction in U.S. dollars 0.08% of each single currency transaction in U.S. dollars Either $5 or 3% of the amount of each transfer, whichever is greater
Penalty Fees
• Late payment fee** (5 or more days)
• Returned Payment Fee
$25.00
$25.00
Over-the-limit feeNone

*Annual Percentage Rate is 12.95% APR unless payment is 60 days late - default rate is 18.95%APR. **Late pay is considered 5 or more days late. After 6 months of consecutive on-time payments we will initiate an account review.