Visa Credit Cards
WE CAN HELP! ENJOY 0% APR* ON BALANCE TRANSFERS FOR 15 MONTHS WITH OUR VISA!!
It's the perfect time to make the switch to a SMARTER CREDIT CARD!
- NO deferred interest if not paid in full before promo expire
- NO over limit fee
- NO inactivity fee
- NO annual fee
- NO minimum finance charge
- Pay for purchases and services worldwide
- Access cash via ATM
- Easily manage your account through It'sMe247 banking
- Protect online purchases with FREE Verified by Visa service
Complete Access to Apple Pay with our VISA FAQ Where to use ApplePay
*Annual percentage rate. A fee of 3% applies for each balance transferred. Rates and offers are current as of Oct. 1, 2018 and are subject to change. Subject to credit approval. Offer expires Feb. 28, 2019.
Bay Area VISA Classic
|Annual percentage rate (APR) for purchases and cash advances|
• APR for Balance Transfers:
|Other APRs: 60 Days Late:||18.95%|
|Grace period for repayment of balances for purchase||25 Days|
|Minimum finance charge||None|
• Foreign Transaction Fee
• Balance Transfer Fee
|1.00% of each multiple currency transaction in U.S. dollars 0.08% of each single currency transaction in U.S. dollars Either $5 or 3% of the amount of each transfer, whichever is greater|
• Late payment fee** (5 or more days)
• Returned Payment Fee
*Annual Percentage Rate is 12.95% APR unless payment is 60 days late - default rate is 18.95%APR. **Late pay is considered 5 or more days late. After 6 months of consecutive on-time payments we will initiate an account review.