The name says it all — a simple account with everything you want, and nothing that you don’t. Enjoy free convenience services and a spending account, with no monthly service charge.
Have your checking somewhere else? No worries, we make it easy to switch to our BASIC SPENDING ACCOUNT.
With the Bay Area MasterCard debit card, we are excited to be able to offer the convenience of contactless payment options like Apple Pay, Google Pay and Samsung Pay! 💳👍 #contactlesspayment #walletless #applepay #googlepay #samsungpay
Summary
- No minimum balance requirement
- No monthly service charge
- Free It’sMe247 banking & bill pay
- Free mobile banking
- Free eStatements once enrolled
- Free debit MasterCard® with Debit Card Round-Up
- Unlimited use of Bay Area Credit Union ATMs
- Access to surcharge-free ATM Network
- Direct Deposit Form
- ATM/Debit Card Travel Form