Gear up for a season of adventure with your trusty VISA credit card 💳🌷🌞 From camping trips to beach getaways, your VISA has got you covered!

  • No over limit fee
  • No inactivity fee
  • No annual fee
Apple Pay, Samsung Pay, Google Pay

With the Bay Area VISA credit card, we are excited to be able to offer the convenience of contactless payment options like Apple Pay, Google Pay and Samsung Pay! 💳👍 #contactlesspayment #walletless #applepay #googlepay #samsungpay

Perks at the Bay. We reward you for doing business with us! 419-698-2962


Annual percentage rate (APR*) for purchases and cash advances
Other APRs: 60 Days Late:18.95%
Grace period for repayment of balances for purchase25 Days
Annual FeeNone
Minimum finance chargeNone
Transaction fees
• Foreign Transaction Fee
• Balance Transfer Fee
1.00% of each multiple currency transaction in U.S.
dollars 0.08% of each single currency transaction in
U.S. dollars Either $5 or 3% of the amount of each transfer, whichever is greater
Penalty Fees
Late payment fee** (5 or more days)
• Returned Payment Fee
Over-the-limit feeNone

*Annual percentage rate. Subject to credit approval.

**Late pay is considered 5 or more days late. After 6 months of consecutive on-time payments we will initiate an account review.