International Buying Power
Now is the time to switch to a smarter card.
- No over limit fee
- No inactivity fee
- No annual fee
With the Bay Area VISA credit card, we are excited to be able to offer the convenience of contactless payment options like Apple Pay, Google Pay and Samsung Pay! 💳👍 #contactlesspayment #walletless #applepay #googlepay #samsungpay
Summary
- Pay for purchases and services worldwide
- Access cash via ATM
- Easily manage your account through It’sMe247 banking
- Protect online purchases with FREE Verified by Visa service
Bay Area VISA Classic
| Annual percentage rate (APR*) for purchases and cash advances | 12.95% |
| Other APRs: 60 Days Late: | 18.95% |
| Grace period for repayment of balances for purchase | 25 Days |
| Annual Fee | None |
| Minimum finance charge | None |
| Transaction fees • Foreign Transaction Fee • Balance Transfer Fee | 1.00% of each multiple currency transaction in U.S. dollars 0.08% of each single currency transaction in U.S. dollars Either $5 or 3% of the amount of each transfer, whichever is greater |
| Penalty Fees • Late payment fee** (5 or more days) • Returned Payment Fee | $30.00 $30.00 |
| Over-the-limit fee | None |
*Annual percentage rate
**Late pay is considered 5 or more days late. After 6 months of consecutive on-time payments we will initiate an account review.