Whatever your dream home is — from a vintage farmhouse with acreage to a custom-built home in a residential development — Bay Area Credit Union has the right mortgage for you! Whether a first time homebuyer or refinancing your existing mortgage, we are here to help. It’s EASY to apply online —>

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  • Competitive rates
  • Wide range of terms and programs
  • Purchase, refinance, ARM’s adjustable, investment properties
  • Fast, free pre-qualifications
  • No pre-payment penalty
  • Automatic payments may be made from your Bay Area account or from another financial institution
  • Manage your loans via It’sMe247 bankingmobile banking, or by phone

Registered Mortgage Loan Originators:

Farrah McGowan – Ph. Ext. 221 NMLS # 879285

Sharon Salyers – Ph. Ext:  226  NMLS # 1840674

Becca Brammer – Ph. Ext: 704 NMLS # 1084175