Our History

Bay Area Credit Union, formerly known as Sohio Toledo Refinery Credit Union, was chartered by the state of Ohio on November 24, 1934. A group of forward-thinking individuals, employees of the Sohio Toledo Refinery, pooled their assets and set this credit union in motion. It started with 11 members and $70 in assets.

At Bay Area Credit Union, we strive to stay up-to-date with the latest in technology, products and services. We pride ourselves in offering “big-bank” products without the “big-bank” attitude, and continually demonstrate our dedication to serving our members and our community.