Rates

Savings Rates

Savings Rates - Effective Wednesday, March 4, 2020
APYMinimum
Deposit
Minimum
Balance
SAVINGS0.100%$5.00$5.00
SECONDARY SAVINGS0.100%$0.00$0.00
KASASA CASH CHECKING0.050% - 0.050%$0.00$0.00
KASASA CASH CHECKING0.050% - 2.000%$0.00$0.01
KASASA CASH CHECKING2.000% - 0.250%$0.00$10,000.01
BASIC CHECKING0.000%$0.00$0.00
MONEY MARKET0.500%$0.00$2,500.00
MONEY MARKET0.600%$0.00$50,000.00
MONEY MARKET0.700%$0.00$100,000.00
WEALTH BUILDER1.000%$0.00$0.00
WEALTH BUILDER0.100%$0.00$3,500.01
HOLIDAY CLUB0.150%$0.00$0.00
TRADITIONAL IRA0.300%$0.00$0.00
ROTH IRA0.300%$0.00$0.00

Loan Rates

Loan Rates - Effective Wednesday, April 1, 2020
Loan TypeRates as low asTerms/Information
PERSONAL LINE OF CREDIT7.500%ACCESS AVAILABLE LOAN FUNDS AT YOUR CONVENIENCE
NEW VEHICLE LOAN3.700%APPLY TODAY FOR A NEW AUTO LOAN
USED VEHICLE LOAN3.700%APPLY TODAY FOR A USED AUTO LOAN
HOME EQUITY LINE OF CREDIT5.000%CONVENIENT, EASY TO USE, AND AFFORDABLE
PERSONAL LOAN9.750%NEED CASH FOR VACATION,TUITION, OR UNEXPECTED EXPENSES
SHARE SECURED LOAN3.000%LOAN RATE IS 3% ABOVE RATE EARNED ON SHARES SECURED FOR LOAN
VISA12.950%LOW FIXED RATE WITH NO ANNUAL FEE. APPLY TODAY!
NEW MOTORCYCLE LOAN3.700%GREAT RATES! FLEXIBLE TERMS!
USED MOTORCYCLE LOAN3.700%GREAT RATES! FLEXIBLE TERMS!
#BACUstrong5.990%#BACUstrong Income Reduction Loan to help with bills

CD Rates

Certificate Rates - Effective Wednesday, April 1, 2020
Certificate TermAPYMinimum Deposit
6 MONTH SHARE CERTIFICATE0.700%$1,000.00
24 MONTH SHARE CERTIFICATE1.300%$1,000.00
36 MONTH SHARE CERTIFICATE1.400%$1,000.00
48 MONTH SHARE CERTIFICATE1.500%$1,000.00
60 MONTH SHARE CERTIFICATE1.750%$1,000.00
6 MONTH IRA CERTIFICATE0.700%$1,000.00
12 MONTH IRA CERTIFICATE1.200%$1,000.00
24 MONTH IRA CERTIFICATE1.300%$1,000.00
36 MONTH IRA CERTIFICATE1.400%$1,000.00
48 MONTH IRA CERTIFICATE1.500%$1,000.00
60 MONTH IRA CERTIFICATE1.750%$1,000.00