Savings Rates
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| SAVINGS | 0.100% | $5.00 | $5.00 |
| SECONDARY SAVINGS | 0.100% | $0.00 | $0.00 |
| BONUS CHECKING | 0.050% - 2.000% | $0.00 | $0.01 |
| BONUS CHECKING | 2.000% - 0.250% | $0.00 | $10,000.01 |
| BASIC CHECKING | 0.000% | $0.00 | $0.00 |
| MONEY MARKET | 0.200% | $0.00 | $2,500.00 |
| MONEY MARKET | 0.250% | $0.00 | $50,000.00 |
| MONEY MARKET | 0.300% | $0.00 | $100,000.00 |
| WEALTH BUILDER | 1.000% | $0.00 | $0.00 |
| WEALTH BUILDER | 0.100% | $0.00 | $3,500.01 |
| HOLIDAY CLUB | 0.150% | $0.00 | $0.00 |
| TRADITIONAL IRA | 0.100% | $0.00 | $0.00 |
| ROTH IRA | 0.100% | $0.00 | $0.00 |
Loan Rates
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| NEW VEHICLE LOAN | 2.950% | APPLY TODAY FOR A NEW AUTO LOAN |
| USED VEHICLE LOAN | 2.950% | APPLY TODAY FOR A USED AUTO LOAN |
| NEW MOTORCYCLE LOAN | 2.950% | GREAT RATES! FLEXIBLE TERMS! |
| USED MOTORCYCLE LOAN | 2.950% | GREAT RATES! FLEXIBLE TERMS! |
| HOME EQUITY LINE OF CREDIT | 5.000% | CONVENIENT, EASY TO USE, AND AFFORDABLE |
| PERSONAL LINE OF CREDIT | 7.500% | ACCESS AVAILABLE LOAN FUNDS AT YOUR CONVENIENCE |
| PERSONAL LOAN | 8.750% | NEED CASH FOR VACATION,TUITION, OR UNEXPECTED EXPENSES |
| SHARE SECURED LOAN | 3.000% | LOAN RATE IS 3% ABOVE RATE EARNED ON SHARES SECURED FOR LOAN |
| VISA | 12.950% | LOW FIXED RATE WITH NO ANNUAL FEE. APPLY TODAY! |
| #BACUstrong | 5.990% | #BACUstrong Income Reduction Loan to help with bills |
CD Rates
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH SHARE CERTIFICATE | 0.550% | $1,000.00 |
| 24 MONTH SHARE CERTIFICATE | 0.850% | $1,000.00 |
| 36 MONTH SHARE CERTIFICATE | 0.900% | $1,000.00 |
| 48 MONTH SHARE CERTIFICATE | 1.000% | $1,000.00 |
| 60 MONTH SHARE CERTIFICATE | 1.250% | $1,000.00 |
| 6 MONTH IRA CERTIFICATE | 0.550% | $1,000.00 |
| 12 MONTH IRA CERTIFICATE | 0.700% | $1,000.00 |
| 24 MONTH IRA CERTIFICATE | 0.850% | $1,000.00 |
| 36 MONTH IRA CERTIFICATE | 0.900% | $1,000.00 |
| 48 MONTH IRA CERTIFICATE | 1.000% | $1,000.00 |
| 60 MONTH IRA CERTIFICATE | 1.250% | $1,000.00 |