Rates

Savings Rates

Savings Rates - Effective Wednesday, March 15, 2023
APYMinimum
Deposit		Minimum
Balance
SAVINGS0.05%$5$5
SECONDARY SAVINGS0.05% $0
BONUS SPENDING0.05% $0
BONUS SPENDING2% $0.01
BONUS SPENDING0.25% $10000.01
BASIC SPENDING0% $0
MONEY MARKET0.6% $1000
MONEY MARKET1% $2500
MONEY MARKET1.25% $50000
MONEY MARKET0% $100000
WEALTH BUILDER0.05% $0
WEALTH BUILDER0.01% $3500.01
HOLIDAY SAVER0.15% $0
TRADITIONAL IRA0.1% $0
ROTH IRA0.1% $0

Loan Rates

Loan Rates - Effective Wednesday, June 18, 2025
Loan TypeRates as low asTerms & Information
NEW VEHICLE LOAN » 5.95% 60 M APPLY TODAY FOR A NEW AUTO LOAN
USED VEHICLE LOAN » 5.95% 60 M APPLY TODAY FOR A USED AUTO LOAN
NEW MOTORCYCLE LOAN » 5.95% 60 M GREAT RATES! FLEXIBLE TERMS!
USED MOTORCYCLE LOAN » 5.95% 48 M GREAT RATES! FLEXIBLE TERMS!
PERSONAL LINE OF CREDIT » 11.75% 48 M ACCESS AVAILABLE LOAN FUNDS AT YOUR CONVENIENCE
PERSONAL LOAN » 14.15% 48 M NEED CASH FOR VACATION,TUITION, OR UNEXPECTED EXPENSES
SHARE SECURED LOAN 3% 36 M BORROW FROM YOURSELF! INSTANT ACCESS 24/7/365 ONLINE.
VISA » 12.95% 48 M LOW FIXED RATE WITH NO ANNUAL FEE. APPLY TODAY!
HOME EQUITY LINE OF CREDIT 2.75% 180 M INTRO RATE FOR 4 MONTHS

CD Rates

Certificate Rates - Effective Wednesday, June 18, 2025
Certificate TermAPYMinimum Deposit
60 MONTH SHARE CERT2.6%$1000
48 MONTH SHARE CERT2.2%$1000
36 MONTH SHARE CERT2%$1000
24 MONTH SHARE CERT1.6%$1000
12 MONTH SHARE CERT1.25%$1000
6 MONTH SHARE CERT0.8%$1000
60 MONTH IRA CERT2.6%$1000
48 MONTH IRA CERT2.2%$1000
36 MONTH IRA CERT2%$1000
24 MONTH IRA CERT1.6%$1000
12 MONTH IRA CERT1.25%$1000
6 MONTH IRA CERT0.8%$1000