Youth Savings Clubs

Bay Area Credit Union offers savings clubs designed specifically for youth to help them learn the basics of saving and managing their money. These clubs offer rewards such as free items and activities, giving our younger members the opportunity to gain financial knowledge and experience, while having fun.

FIRST MATES CLUB: Ages 11 and under

Welcome First Mate

First Mates Club members have fun while developing the habit of lifelong savings. During the year, Bay Area Credit Union and Boomer, the club mascot, sponsor several First Mates Only events, like our annual Egg Hunt, “Ice Cream on Us,” Storytime with Boomer, and an awesome Christmas gift drawing.


  • Play our special bean bag game and win a PRIZE with each in-person deposit
  • Opportunity to earn a 10-inch plush Boomer the Frog
  • Dividends paid quarterly
  • Invitation to First Mates Only events
  • First Mates Club is part of the PERKS@THE BAY rewards program.

CAPTAIN’S QUARTERS: Ages 12 through 17

We understand the importance of teaching teens about good financial habits from a young age. Our CAPTAIN’S QUARTERS – DEBIT CARD ACCOUNT is designed to help young teens between the ages of 12 and 17 make informed decisions and take control of their financial future. With an adult joint owner, you and your teen can easily track and monitor spending via our IM247 Online Banking platform, setting your teen up for a secure and independent financial future.


  • CAPTAIN’S QUARTERS DEBIT Account with your own Debit MasterCard® (Adult joint owner must sign, debit/checking account, sign-up for ‘It’s Me 247’ online banking and eStatements are required)
  • Dividends paid quarterly
  • Welcome packet with gift
  • Captain’s Quarters Club is part of the PERKS@THE BAY rewards program

**All youth accounts require birth certificate and social security card as well as an adult joint owner.


Boomer is Bay Area Credit Union’s mascot. This big, huggable green frog can be seen in parades, at youth club events, and in classrooms across our area. You never know where Boomer is going to hop to next!

No matter where Boomer Froggy goes, he always brings fun, excitement and a little bit of financial wisdom with him! 🐸😁 So, spread the word and join the #BoomerFroggyFam for a good time – we guarantee you won’t regret it! 🤩