Whatever your dream home is — from a vintage farmhouse with acreage to a custom-built home in a residential development — Bay Area Credit Union has the right mortgage for you and $500.00 toward closing costs.

Whether a first time homebuyer or refinancing your existing mortgage, we are here to help. It's EASY to apply online —>

  • Competitive rates
  • Wide range of terms and programs
  • Purchase, refinance, ARM's adjustable, investment properties
  • Fast, free pre-qualifications
  • No pre-payment penalty
  • Automatic payments may be made from your Bay Area account or from another financial institution
  • Manage your loans via It'sMe247 banking, mobile banking, or by phone

Registered Mortgage Loan Originators:

Diana Segura – Ph. Ext: 221 NMLS # 805525

Farrah McGowan – Ph. Ext. 223 NMLS # 879285

Brooke Kevrin - Ph. Ext. 222 NMLS # 1704675

Stephanie Witt - Ph. Ext. 224 NMLS # 1709123

Chris Gietzen – Ph. Ext. 606 NMLS # 787089

Becca Brammer – Ph. Ext: 701 NMLS # 1084175

*$500 credit applied at the closing of your loan and is subject to change at any time. Loan must close within 60 days of date of application. FHA, VA, USDA, and investment properties are excluded. Valid on both Adjustable and Fixed Rate 1st mortgages. $500 promotional offer cannot be used toward down payment or with any other discounts and is not available on home equity or home equity lines of credit. Standard underwriting guidelines apply.