Simplicity meets convenience with our VISA Credit Card. Designed for everyday use, this card gives you the freedom to shop, pay, and manage expenses without the hassle. With no hidden fees, competitive rates, and worldwide acceptance, it’s the straightforward solution you can count on. Whether you’re buying groceries, booking travel, or handling unexpected costs, our VISA Credit Card makes it easy to stay in control. Plus, enjoy the security of VISA’s trusted protection and the flexibility to use your card wherever life takes you. Simple. Secure. Smart.
- No over limit fee
- No inactivity fee
- No annual fee
Summary
- Pay for purchases and services worldwide
- Access cash via ATM
- Easily manage your account through It’sMe247 banking
- Protect online purchases with FREE Verified by Visa service
| Rate or Fee Type | Rate or Fee Amount |
|---|---|
| Annual percentage rate (APR*) for purchases and cash advances | 12.95% |
| Other APRs: 60 Days Late: | 18.95% |
| Grace period for repayment of balances for purchase | 25 Days |
| Annual Fee | None |
| Minimum finance charge | None |
| Transaction fees • Foreign Transaction Fee • Balance Transfer Fee | 1.00% of each multiple currency transaction in U.S. dollars 0.08% of each single currency transaction in U.S. dollars Either $5 or 3% of the amount of each transfer, whichever is greater |
| Penalty Fees • Late payment fee** (5 or more days) • Returned Payment Fee | $30.00 $30.00 |
| Over-the-limit fee | None |
*Annual percentage rate. Subject to credit approval.
**Late pay is considered 5 or more days late. After 6 months of consecutive on-time payments we will initiate an account review.