Youth Accounts

Bay Area Credit Union offers fun, educational youth savings accounts designed to help kids learn smart money habits early.

Bay Area Credit Union provides several youth savings clubs tailored to different age groups, each with unique perks and activities that make saving exciting. For example, children ages 0–7 can join programs like First Mates or Deck Hands, which include a welcome gift, quarterly newsletters, dividends paid quarterly, and interactive experiences such as Boomer Fun Days, Summer Adventures, and coloring contests.

The credit union’s mascot, Boomer the frog, adds a playful touch by appearing at events and encouraging kids to engage with their accounts.

As children grow, they can progress into older clubs like Captain’s Quarters, where they continue to build financial knowledge while enjoying rewards, games and chances to win fantastic prizes.

AGES 0 - 7 YEARS

  • Welcome Gift
  • Quarterly Newsletter
  • Perks @ The Bay
  • Dividends paid quarterly
  • Boomer Fun Days & Summer Adventures
  • Boomer Booktime
  • Games for Prizes (at in person deposit)
  • Coloring Page Contest
  • And so much more

AGES 8 - 12 YEARS

  • Welcome Gift
  • Quarterly Newsletter
  • Perks @ The Bay
  • Dividends paid quarterly
  • Boomer Scavenger Hunt
  • Spending Account with DEBIT Card
  • IM247 Mobile App
  • Boomer Fun Days & Summer Adventures
  • And so much more

AGES 13 - 17 YEARS

  • Welcome Gift
  • Quarterly Newsletter
  • Perks @ The Bay
  • Dividends paid quarterly
  • Spending Account with DEBIT Card
  • IM247 Mobile App
  • Outdoor Activity Log
  • And so much more

**All youth accounts require birth certificate and social security card as well as an adult joint owner.

BOOMER FROGGY

Boomer is Bay Area Credit Union’s mascot. This big, huggable green frog can be seen in parades, events, and all across our area. You never know where Boomer is going to hop to next!

No matter where Boomer Froggy goes, he always brings fun, excitement and a little bit of financial wisdom with him! 🐸😁 So, spread the word and join the #BoomerFroggyFam for a good time – we guarantee you won’t regret it! 🤩